The Green in Ingol offers a fantastic choice of 3 & 4 bedroom homes, perfect for first time buyers. Here’s some useful tips to help first-time buyers get on the property ladder.

• Start by saving for a deposit: Some lenders now only require a 5% deposit and on selected plots we could even match this, giving you a total of 10%.*
• Alternatively, if you are currently renting and have been for 18 months, 100% mortgages could also be available for people who can show evidence of their rental record.
• For those of you who are self-employed, you no longer need 3 years of proof of earnings, this has now changed to just 1 year meaning you may be able to buy sooner than you thought.
• Check your credit score: Your credit score plays a significant role in determining the interest rate you'll receive on your mortgage. Make sure to review your credit report, address any errors, and work on improving your score if needed.
• Get pre-approved for a mortgage: Before reserving your home at The Green, it's beneficial to get pre-approved for a mortgage. This will give you a clear understanding of how much you can afford and see which of our homes are within your budget.
• No Stamp Duty: The current Stamp Duty threshold has been increased for first time buyers, meaning you don’t need to pay it on any of our homes at The Green.
• Consider additional costs: In addition to the deposit and mortgage payments, remember to budget for other expenses like solicitor fees, building & content insurance, council tax and general utility bills.

Our Sales Executive Andrew will be there to guide you every step of the way. Come and visit us at The Green, view our stunning new show homes and ask any questions, your dream home may be closer than you think!

*Available on selected plots. Not to be used in conjunction with any other offer Terms & conditions apply, please ask Sales Executive for details.