Buying your first home is one of life’s most exciting milestones. Choosing a new build property brings added benefits like energy efficiency, a blank canvas to choose your kitchen and bathroom style, modern design and peace of mind. At Rowland Homes, we’re here to make the journey smooth, informed and rewarding. Whether you're just starting your search or ready to reserve, this guide walks you through the key steps.
Before you start browsing developments, it’s important to be confident in knowing what you need and what you can afford.
Having a deposit towards your new home is essential, as this affects the amount that you can borrow. It could also mean a lower interest rate on your mortgage. Speak to a mortgage broker about affordability and secure a Mortgage Agreement in Principle to show that you’re financially ready. At Rowland Homes, we work with various independent financial advisors. Our Sales Executive at your nearest development would be happy to put you in touch with them.
Location isn’t just about postcode: it’s about lifestyle, future value and daily convenience.
There are several important parts about the location of your new home. At Rowland, we choose locations for our developments that boast excellent transport connections and good schools, as well as being close to all the amenities you need. With developments across the North West, it’s easy to find a location that suits your needs for commuting while also keeping you close to friends and family.
The best way to discover whether an area is right for you is to visit a development and explore the local area. You can also view Show Homes to get a feel for the quality of the properties and get ideas for how you can personalise a home to suit your tastes.
Read the brochures and view the site plans for the different properties to choose a home that is suited to you and offers you the space and comfort that you need.
You will need to appoint a solicitor or conveyancer to handle contracts and property searches. There are specialist house sales conveyancing firms around the region who have efficient processes that can make your buying journey more straightforward.
Your solicitor will review the terms of the sales contract, confirm that everything is in order with the planning permissions, and protect your interests through the sale.
Once you have confirmed your choice, your mortgage broker will get things rolling on the financial side by submitting your full mortgage application based on the property details.
Once approved, your lender will issue a formal mortgage offer. This is a key milestone in the journey.
Once everything is in place, it’s time to exchange contracts. This means that you become legally committed to the purchase of your new home. You will pay a deposit on the home and confirm timelines so that everything is in place for completion.
Once your home is ready, it’s time to complete the purchase. You will have advance notice of when this is so that you can make arrangements such as moving companies to make the day go as smoothly as possible.
On completion day, the funds for the purchase are transferred and you receive your keys. Finally, your solicitor will register your ownership with HM Land Registry, and your new home is yours.
At Rowland Homes, we’re proud to support first-time buyers with expert advice, flexible incentives, and beautifully designed homes across the North West. Whether you’re looking for a vibrant community or a peaceful retreat, we’ll help you find the perfect place to call home.
